When you’re experiencing financial hardship, it can be difficult to ask for help. No one wants to be on the receiving end of a handout, but it’s important to remember that there is no shame in it. Everyone needs a helping hand from time to time. When you’re struggling, the smartest thing to do is to circle the proverbial wagons, seek support where you can, and begin to rebuild your life. 

 

Food & Clothing

 

It goes without saying that food and clothing represent the most basic of life’s necessities. No one should go hungry or face the elements without the necessary attire. Fortunately, there are resources available to help regardless of where you’re located. 

 

Churches and other socially-focused organizations often have food pantries available for the public to utilize as needed. This is, of course, in addition to the large mainstream food banks in each city. If you’re wondering where to start looking for support, try using FoodFinder, a free resource to help you locate the closest food pantry.

 

Many of these organizations also offer clothing resources as well. If you’re in need of specific items, seek out your local Goodwill outlet. While not always free, they often offer essentials at very low prices, which can be helpful in a pinch. 

 

Grants

 

If your financial situation has deteriorated to such an extent that you’re on the verge of homelessness, you may be able to secure a Modest Needs grant. 

 

Modest Needs tries to avoid situations where families end up homeless. They focus on individuals who are one or two paychecks away from an emergency and provide short-term financial assistance. Many of the recipients are ineligible for aid from other groups because they’re technically above the poverty line. 

 

According to its website, Modest Needs offers self-sufficiency grants to help give you a hand. They give particular consideration to single persons, public school teachers, and first responders struggling to make ends meet.

 

If you’re unable to pay rent this month because of an unexpected car repair, or you’re worried about paying for your utilities because you have a hospital bill, this grant may be able to help.

 

Transportation Support

Access to reliable transportation can be a major issue for many people experiencing financial hardship. Particularly, public transportation may not even be an option for those in suburban or rural areas. Not having access to a train or bus line can limit employment opportunities, thereby reducing earning potential.

Free Charity Cars strives to address this issue by providing free cars to people on the path to self-sufficiency. By getting a car free of charge, the hope is that individuals will be able to better access jobs and other resources.

Applications have currently been suspended, but they will be accepting new applicants shortly. 

Remember, there is nothing wrong with asking for help in times of crisis. These resources (and countless others in your community) are designed to help you stave off disaster and get back on your feet after a disaster.