Open enrollment for 2020 has already passed.

But, the Pandemic

According to Politico, “The Trump administration has decided against reopening Obamacare enrollment to uninsured Americans during the coronavirus pandemic, defying calls from health insurers and Democrats to create a special sign-up window amid the health crisis.

Don’t fret, you may qualify for a special enrollment period.

Qualifiers for the special enrollment, over the last 60 days, include:

  • Changes in household (considerations include marriage, baby, divorce or death)
  • Changes in residence
  •   Loss of health insurance (with millions recently losing their jobs and health insurance along with it, special enrollment is likely open to them)

To find out if you qualify, visit https://www.healthcare.gov/coverage-outside-open-enrollment/special-enrollment-period/.

If you still don’t qualify for the rest of 2020, you can apply for 2021 as early as November 1, 2020 through December 15, 2020.

Have you recently lost your job with Insurance?

COBRA can extend your employers health insurance coverage and as mentioned above, the special enrollment period may be for you. Another option for low-income adults in some states is Medicaid included as an extension of the Obamacare’s program.

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